Resources
Have you been refused credit? This could be for a number of reasons e.g.having too much existing debt or having defaults, CCJ'S or similar on your credit file. Please visit one of our links below to find out why and to find a solution.
There is currently concern of the amount of debt in the economy at large. With people finding it increasingly difficult to manage their loans, mortgages and credit cards. Comment in the media writes credit card debt as a particularly draining area of personal finances. One of the major difficulties with credit card debt is the fact that minimum payments often do little more than cover the accruing interest and therefore the capital element of the credit card debt remains outstanding.
Large increases in credit card debt can be caused by transferring one credit card debt to another provider in order to take advantage of a low or even zero apr. This is often false economy since cards are used and the overall credit card debt increases even further. We can offer you advice on all aspects of debt and solutions to resolve your debt problem.
With debt consolidation we can consolidate your outgoings reducing them into one affordable monthly payment. Immediate decisions for debt consolidation loans can be offered. Alternatively we can provide debt consolidation without a loan for people who do not want debt consolidation loans. But who still need to consolidate their debt.
